Platinum
High-net-worth finance broking, bespoke.
Maxfin Platinum is the firm's tier for high-net-worth Australian clients with material personal and business balance sheets - typically families and business owners whose lending requires structure across multiple entities, multiple lenders, and multiple jurisdictions of credit policy.
Direct from the principal
What we cover
The lending Maxfin structures in this category.
- 01
Multi-entity structures
Lending across personal names, family trusts, discretionary trusts, unit trusts, and corporate structures - with the right lender for each entity type.
- 02
Private-bank channel access
Where appropriate, channelling clients into private-bank lending arms whose policy treats high-net-worth applicants more favourably than mainstream channels.
- 03
Cross-asset structuring
Lending that uses a combination of residential property, commercial property, business cashflow, and managed assets as security - across lenders that consolidate the view.
- 04
Off-shore and complex income
Australian residents with overseas income, foreign nationals with Australian property interests, and complex domestic income (trust distributions, family company dividends, deferred earnings).
- 05
Concierge process management
Direct broker-to-credit-manager relationships, escalation paths into senior credit, and ongoing portfolio management for clients with multiple active facilities.
- 06
Coordination with your professional advisers
Working alongside your accountant, lawyer, financial planner, and family office where applicable - so the lending structure aligns with the broader financial plan.
01Multi-entity structures
Lending across personal names, family trusts, discretionary trusts, unit trusts, and corporate structures - with the right lender for each entity type.
02Private-bank channel access
Where appropriate, channelling clients into private-bank lending arms whose policy treats high-net-worth applicants more favourably than mainstream channels.
03Cross-asset structuring
Lending that uses a combination of residential property, commercial property, business cashflow, and managed assets as security - across lenders that consolidate the view.
04Off-shore and complex income
Australian residents with overseas income, foreign nationals with Australian property interests, and complex domestic income (trust distributions, family company dividends, deferred earnings).
05Concierge process management
Direct broker-to-credit-manager relationships, escalation paths into senior credit, and ongoing portfolio management for clients with multiple active facilities.
06Coordination with your professional advisers
Working alongside your accountant, lawyer, financial planner, and family office where applicable - so the lending structure aligns with the broader financial plan.
Approach
How Maxfin structures it.
High-net-worth refinance across entities
Restructuring lending that spans multiple personal and trust entities, replacing fragmented facilities with a coordinated structure across one or two relationship lenders.
Acquisition with mixed security
Funding a substantial purchase using a combination of property security, business cashflow, and managed-asset security, structured across lenders that price each component correctly.
Family-office support
Ongoing portfolio finance management for families with multiple residential, investment, and commercial properties - including reviewing lender mix annually.
High-net-worth refinance across entities
Restructuring lending that spans multiple personal and trust entities, replacing fragmented facilities with a coordinated structure across one or two relationship lenders.
Acquisition with mixed security
Funding a substantial purchase using a combination of property security, business cashflow, and managed-asset security, structured across lenders that price each component correctly.
Family-office support
Ongoing portfolio finance management for families with multiple residential, investment, and commercial properties - including reviewing lender mix annually.
Common questions
Frequently asked.
What qualifies as a Platinum client?
There is no rigid threshold. The Platinum tier applies where the lending complexity warrants concierge handling - typically clients with multiple entities, significant net worth, multiple active facilities, or international income components. If the lending is complex enough that a mainstream broker would struggle with it, we are likely in Platinum territory.
Is the service different to Maxfin's standard offering?
The core process is the same. Platinum adds: longer initial consultation, direct relationships with senior credit at lender level, coordination with your existing professional advisers, and ongoing portfolio reviews. The fees, lender remuneration, and disclosure model are unchanged from standard Maxfin practice.
Can Maxfin work with my existing accountant and lawyer?
Yes - and usually does. Platinum lending almost always involves the client's existing accountant (for entity advice and cashflow modelling) and lawyer (for trust structures and security documentation). We work alongside them, not around them.
22 years in practice. Expert finance solutions. Australia-wide.
Speak with the firm
A consultation, simplified.
A Maxfin broker will review your situation, outline the lending options, and explain the trade-offs of each. The initial consultation is complimentary and obligation-free.