Finance, simplified.
22 years helping Australians finance what matters most.
5.0 on Google21 verified reviews, as at October 2026on Maxfin's Google Business Profile. Opens in a new tab.- Home loans
- Refinancing
- Self-employed lending
- Commercial finance
- Asset finance
- Investment lending
- Maxfin Platinum
- Since 2004
- 30+ lenders
- 5.0 on Google
- Cash rate 4.60%
What does a rate change do to your repayments?
Set your own numbers. Nothing here is a rate on offer.
Repayment now $4,389 a month
A 0.25% rise would add, each month
$102
$1,225 a year. Your repayment moves from $4,389 to $4,491.
Estimate only, principal and interest over the remaining term. Subject to lender criteria, credit assessment and a full needs analysis. Not a credit offer or credit assistance. Refinancing has costs.
See the full refinance calculatorMonthly repayment if your rate moves. Estimate only.
Monthly repayment of $4,389 at 6.50%. $3,613 if the rate fell 2.00%, $5,234 if it rose 2.00%.
Finance for Australian families and businesses since 2004.
Many of the firm's relationships span more than two decades, often extending into the next generation. Russell Maxwell built Maxfin on more than forty years of bank-side credit experience.
Meet the team
From the firm's Google reviews.
Quoted verbatim from the Maxfin Google Business Profile, current as at October 2026.
Read all 21 reviews on Google“I have had a long-standing relationship with Maxfin who have been a trusted supplier of credit facilities to myself, family, and clients over decades.”
“Russell and Janette have been super helpful with refinancing our home loan twice now. Also sorted our business finance over the years. Wouldn't go anywhere else. Great communication from start to finish.”
“Rebecca was incredible throughout the process of us being first time buyers. Her knowledge and communication was impeccable. I would 100% recommend her.”
Across the spectrum of Australian finance.
From a first home to a commercial acquisition, structured by the one firm.
Residential finance
Home loans, refinancing, equity release and the full residential lending stack.
Self-employed lending
Alt-doc and substantiated income lending, structured around the documentation each lender requires.
Business and commercial
Acquisitions, commercial property, working capital and debtor finance for established businesses.
Asset and equipment finance
Chattel mortgage, lease and rental structures for vehicles, plant, machinery and technology.
Investment lending
Single-property and multi-asset portfolio structures, including offset and equity strategies.
Maxfin Platinum
Bespoke structuring across personal and business finance for clients with significant balance sheets.
What could you borrow?
Enter your income, the rate you have been quoted and your commitments, and the estimate updates as you type. There is no credit check. We ask for your name and email once, at the result, so a Maxfin broker can follow up if you would like them to.
Borrowing capacity
Estimate only. Subject to lender criteria and a full assessment.
1 · What are you looking to do?
2 · Your details
The annual rate you have been quoted or currently pay. Lenders assess serviceability at 3 percentage points above it.
3 · Properties you already own
4 · Core debts
Banks assess your limit, not your balance, at 3.8% of the limit per month, even if you pay it off each cycle.
Combined monthly repayments on personal and vehicle loans.
5 · Living expenses
We'll use average household living costs unless you enter your own.
Estimated borrowing capacity
Your estimate appears here once you have entered your income and an interest rate.
- What you are looking to do
- Needed
- Your gross income
- Needed
- An interest rate
- Needed
No credit check. Estimate only, subject to lender criteria and a full assessment.
Estimate only. Not a credit offer or pre-qualification. Subject to lender criteria, credit assessment and a full needs analysis. Rental income and existing lending may be assessed differently by different lenders. Get in touch for advice tailored to your situation.
Speak with the firm
A consultation, simplified.
A Maxfin broker will review your situation, outline the lending options and explain the trade-offs of each. The initial consultation is complimentary, with no obligation.