Calculator

Every state. Every fee. One calculator.

Stamp duty, transfer registration, and mortgage registration for every Australian state and territory. First-home buyer, pensioner and foreign-buyer rules included.

Upfront Cost Calculator

Enter a price, pick your state. Maxfin will calculate the rest. Updated for 2025-26.

1 · Purchase details

Purchase price

State or territory

Will you live in this property?

2 · Buyer profile

Are you an eligible first home buyer?

Foreign buyer / non-resident?

$___

Enter a purchase price and pick your state to see your estimated stamp duty.

Estimate only. Not legal or financial advice. Government rates can change around 1 July each year. Verify exact figures with the relevant state revenue office before settlement.

A note on accuracy

Estimate only. Not legal or financial advice. Real stamp duty can shift depending on how the property is held, whether it's off-the-plan, what your contract specifies, and which concessions apply. Your conveyancer or state revenue office confirms the final figure before settlement.

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Talk through your full upfront costs.

Stamp duty is one component. A Maxfin broker will walk through deposit, LMI, fees, and the full purchase picture before you commit.

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